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The student home contents and personal possessions insurance policy can cover the contents for a student living away from home either on or off campus. The student is responsible for their own personal belongings and to insure their items are adequately covered against theft, accidental damage and break-ins.
Insuring your belongings whilst you are away from your home can prove invaluable in the case that damage, theft or break-in occurs. Furthermore, policies may also protect the person over a short period of time whilst they are away from their student residence. (Typically over holiday season.)
The following items should be considered for protection when taking out student insurance.
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2. Money
3. Jewelery
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Desktops and Laptop computers
Computers are a popular target for thieves. Laptops are a high value target for theft in a university residence, as they are often valuable and the replacement cost is usually expensive.
Mobile Phones
Mobile phones are also another popular item that is subject to theft in student residences due to their value.
MP3/4 players
Portable players are also another popular item which is usually subject to theft or loss.
Money
If there is money that is within the residence, most policies will cover this up to a certain amount.
Jewelery
Jewelery is typically a popular theft item due to its high value. You should insure valuable items and specify them in your policy.
Personal documents
Loss of documents such [url=http://www.vivid-host.com/barbour.htm]barbour uk outlet[/url] as passports and bank statements can prove costly if lost or stolen. Identity theft is on the increase and the insurance policy can [url=http://www.eastscotinvest.co.uk/mulberry.html]mulberry outlet[/url] also cover you against this [url=http://www.achbanker.com/home.php]www.achbanker.com/home.php[/url] type of theft.
Due to the potential risks that students can face with moving into a student residence, an adequate form of cover should be taken out by the person to ensure [url=http://www.getconversational.com]hollister france[/url] that if in the case they become a victim to damage, theft or break in whilst they are residing in their student home, the contents and assets that they own can be replaced or reimbursed by the policy that they have opted to choose.
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