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With car [url=http://www.achbanker.com/home.php]hollister[/url] insurance costs set to rise yet again, many motorists are keen to hear about ways to cut their premiums. Although there are still some [url=http://www.1855sacramento.com/peuterey.php]peuterey outlet[/url] powerful ways to control your insurance costs, there are just as many which could prove a waste of time [url=http://www.1855sacramento.com/peuterey.php]giubbotti peuterey[/url] at best and illegal at worst.

Some commonly used methods to try and reduce the cost of car insurance are listed below. Steer clear of all three and you'll not only [url=http://www.orlando-apts.com/nfljerseys/]cheap nike nfl jerseys[/url] avoid breaking the law but might save yourself some money too.

Fronting

Fronting is a simple money-saving tactic: instead of a driver who would face high premiums (such as a young male) taking out insurance in their own right, a lower-risk person (such as a parent) takes out a policy and then names the high-risk driver as an additional driver. As [url=http://www.gflames.fora.pl/news,9/hollister-sale-many-reasons-to-learn-german-langua,1732.html#1732]hollister sale Many Reasons To Learn German Langua[/url] far as the insurance company is concerned, the high-risk driver is likely to only use the car occasionally, so it offers a considerably lower premium, potentially saving thousands of pounds.

The only problem with [url=http://www.1855sacramento.com/woolrich.php]woolrich parka[/url] the fronting tactic is that it's illegal. Giving any false information on [url=http://www.lcdmo.com/hollister.php]hollister france[/url] an insurance application constitutes fraud, and this includes listing the primary owner and user of [url=http://www.juzloop.com/testdrive/?p=154566]hollister co france HP Mini 110-3130nr[/url] a vehicle as an "additional driver". Not only that, but the moment the [url=http://www.seattlesoycandles.com]hollister[/url] insurer finds out, the policy becomes void leaving any driver on the policy uninsured, unprotected and potentially liable to prosecution and ceasure of the vehicle.

Stay With The Same Insurer

Whether it's because of lethargy or [url=http://www.msc-sahc.org/moncler.asp]moncler pas cher[/url] lack of time, many policyholders allow their car insurance cover to automatically renew without checking to see if they could get a better deal first Others, surprisingly, renew with their existing insurer because they mistakenly assume that moving to another provider will mean sacrificing their accumulated no-claims discount.

In fact, insurers are required to transfer your no claims discount history, and the [url=http://www.getconversational.com]hollister france[/url] old insurer must provide [url=http://home.hhzx.com.cn/]www.achbanker.com/home.php Digital Asset Managemen[/url] a certificate to confirm this. In other words, if you have three years without a claim under one insurer, another insurer will quote you in the same way as if you [url=http://www.orlando-apts.com/nfljerseys/]cheap nfl jerseys[/url] had been their customer for three too.

Where the confusion lies is in no-claims protection, which involves paying an extra amount at the start of the year, after which the first crash (at least) will have either no effect or a reduced effect on your no-claims history. If you do make a claim that is covered by this protection, the claim may still be counted by another insurer as impacting your no-claims record.

Swap Your Car For A Cheaper Model

It might seem to make sense to downsize your car in the hope of saving on premiums, but this isn't always effective. It's not just the inherent size or power of your car that decides the premium, but simply the potential costs of repairing damage. [url=http://www.rtnagel.com/airjordan.php]jordan pas cher[/url] There are multiple factors at play, including some more obscure ones such as how widely available spare parts are for a particular model. Sure, a Maserati will usually cost more to [url=http://www.1855sacramento.com/woolrich.php]woolrich bologna[/url] insure than a Mini, but when it comes to two similar vehicles, it's not always easy to guess which will be cheaper. If you really want to find out which car would be cheaper, try running a price comparison quote online, but bear in mind you'll usually need a genuine license number of a car that fits the specific make and model you are considering buying.