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What is Bankruptcy?
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What is filing Chapter 7 Bankruptcy for?
This is the protection I am talking about. Even if the single parent is in default, with his rights as a person, he is protected by law. No one is allowed to make him [url=http://www.achbanker.com/home.php]hollister[/url] feel inferior because he owes them money. Resorting to Chapter 7 eliminates those downgrading phone calls and collectors. This is a process of liquidating what you have so that your debts will be paid accordingly and [url=http://www.rtnagel.com/airjordan.php]nike air jordan pas cher[/url] for the time being [url=http://www.ilyav.com/uggpascher.php]boots ugg pas cher[/url] you will be at peace, considering your problematic situation. On the [url=http://www.1855sacramento.com/woolrich.php]woolrich parka[/url] side of the creditor, they are also protected in a way that they will be paid of the debt in part or full depending upon the payment schedule after the liquidation.
Initial Details in filing Chapter 7 Bankruptcy
1. An official petition is needed to declare the bankruptcy. Also, you will need to fill up a Statement of Financial Affairs and schedules on your debts and assets - including your most recent financial records.
2. Include all your debts in the schedules, however small. All creditors must be made known with complete details of their nature: debt amount, type of debt, [url=http://www.mquin.com/giuseppezanotti.php]giuseppe zanotti pas cher[/url] address of creditor, contact information and such. [url=http://www.thehygienerevolution.com/barbour.php]barbour paris[/url] Remember: Do not leave anything out. This is time consuming but it must be done when filing Chapter 7 Bankruptcy.
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4. After filling out the needed forms, as debtor, you must sign the documents or the schedules and will be filed with the bankruptcy clerk of your area. On the day of filing, an automatic [url=http://www.1855sacramento.com/moncler.php]moncler sito ufficiale[/url] stay arises posing a legal barrier between you and the creditors. They cannot harass you any longer. A trustee is appointed to facilitate and all creditors will be informed of your filing Chapter 7 Bankruptcy.
After this, a meeting of creditors will take place. You will reaffirm your properties and try to get some of the debts discharged. After everything happens in about 4 to 6 months, the case comes to an end with you being able to pay what you can afford to pay. Life continues for you and your creditors. Remember that you are not alone and the law will be by your side when you need it. Be informed about your rights.
If you are in need of legal financial advise, you should contact a bankruptcy attorney in Raleigh. We have lawyers to assist in all matters including chapter 13 bankruptcy, and foreclosure problems.

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